Budget Buddy
Real money. Real life. Real skills.
Build your character. Learn real skills.
Beat your class.

Create your account

Step 1 of 2 — Your account
👩‍🏫 I'm a teacher →
🌍
Welcome to Budget Buddy
The real world is full of financial decisions. Some people make them well. Most wish they'd learned earlier. You're about to get ahead.
Budget Buddy
Choose your level
Aligned to SQA Personal Finance Award. You can change it in your profile.
🟦
Level 4
SCQF 4 · National 4 equivalent · Money basics, bills, income, budgeting
🟥
Level 5
SCQF 5 · National 5 equivalent · Tax, credit, insurance, rate changes
🟪
Level 6
SCQF 6 · Higher equivalent · Mortgages, pensions, investments, IHT
Design your look1 / 4
🧑
Your Name
Budget Rookie · Level 1
Base character
Skin tone
Accessory
Profile colour
Choose your class2 / 4
Your class determines your starting strengths. All reach the same level - each takes a different path.
Starting stats
💷 Budgeting
50
🏦 Saving
50
🧠 Decisions
50
🚨 Scam IQ
50
Your origin story3 / 4
Where does your character come from? This shapes your story and gives you a starting bonus.
Meet your character4 / 4
🧑
LVL 1
Your Name
💼 Budget Boss
📦 Side Hustle Kid
Your journey begins. Every correct answer makes you stronger.
0
XP
1
Level
0
Battles
Starting stats
💷 Budgeting
50
🏦 Saving
50
🧠 Decisions
50
🚨 Scam IQ
50
Budget Buddy
⭐ 0 XP
🔥 0
🧑
LVL 1
Your Name
Budget Boss · Cathkin High S2
Experience Points 0 XP
100 XP to Level 2
0
Wins
–
Accuracy
1
Badges
Skill levels
💷 Budgeting
5
🏦 Saving
5
🧠 Decisions
5
🚨 Scam IQ
5
Achievements
🎮
Character created
💷
Budget master
🏦
Super saver
🧠
Decision maker
⭐
Perfect score
🔥
7-day streak
⚔️
First battle won
🏆
Class #1
✨ Upgrade shop
💼
Power Suit
10% XP bonus on all battles
📊 Level 1 required · 50 XP
50 XP
🧮
Calculator Brain
One free hint per battle session
📊 Level 2 required · 100 XP
100 XP
🛡️
Scam Shield
No HP lost on first scam question wrong
📊 Level 3 required · 200 XP
200 XP
👑
Gold Crown
Crown visible on class leaderboard
📊 Level 4 required · 300 XP
300 XP
🦸
Unlock Rex skin
The Scam Hunter - highest Scam IQ in the game
📊 Level 6 required · 500 XP
500 XP
🏆 Class Leaderboard
See how you rank against classmates
›
🗺️ Learning journey
Budget Buddy
⭐ 0 XP
📖 Glossary
Search financial terms
›
Level 4 · SCQF 4 (National 4) - Money basics, bills, income, borrowing, insurance and foreign currency.
Budget Buddy
⭐ 0 XP
🎮 Gameplay
Battle, play minigames and complete daily challenges to earn XP.
Daily Challenge
🔥
Loading...
Refreshes daily - bonus XP for streaks!
+75 XP
Battle Arena
⚔️
Boss Battle
Answer questions to defeat your opponent. 3 lives - no mistakes!
›
Minigames
💷
Need or Want?
Sort items into needs and wants as fast as you can. Beat the clock!
+30 XP
🚨
Scam or Legit?
Swipe through messages and ads - spot the scams before time runs out.
+30 XP
⚡
Speed Round
True or false - 10 rapid-fire money questions in 60 seconds.
+30 XP
🏆
Victory!
You outsmarted your opponent!
+0 XP
earned this battle
Your Class

🏆 Squad Alpha

Work together. Every correct answer helps the whole team!

Your squad
Team challenges
💷
Budget Blitz - 3v3
All squad members answer budgeting questions simultaneously. Fastest correct answer wins the round.
+150 XP
1/3 rounds complete · 2 days left
🏦
Savings Showdown - Class vs Class
Your Class vs Class 8AB - combined XP from saving module determines winner.
+200 XP
710/1000 XP · You're winning! 🔥 · 4 days left
🚨
Scam Buster - Squad mission
All 4 members identify 3 scams each. Complete together for a squad badge.
🏅 Squad badge
6/12 scams identified · 7 days left
Budget Buddy
This week

Class Leaderboard 🏆

Resets every Monday · Your Class
🏫

Welcome to the Teacher Dashboard

Enter a class code to view your pupils progress, or create a new class.

Budget Buddy
42 terms
How Progression Works
⭐
XP → Levels → Unlocks
Every action earns XP. XP builds levels. Levels unlock rewards.
How to earn XP
📖
Complete a lesson
Read through and mark each lesson complete
+50 XP
📝
Pass a module test
Score 6/10 or above on the 10-question test
+100 XP
🎯
Practice correct answer
Get it right in practice mode (no penalty for wrong)
+10 XP
⚔️
Win a battle
Defeat an opponent in Battle mode
+30–40 XP
🌍
Complete a Real Life Challenge
Track your spending, save money, find deals
+25–75 XP
Level milestones
🌱
Level 1
Rookie - you've started the journey
0 XP
🧮
Level 2
Unlock Calculator Brain in the shop
100 XP
🛡️
Level 3
Unlock Scam Shield in the shop
200 XP
👑
Level 4
Unlock Gold Crown in the shop
300 XP
⚔️
Level 5
Battle bonuses increase
400 XP
🦸
Level 6
Unlock Rex skin
500 XP
🏆
Level 10
Class Champion status
900 XP
Rules to know
📝 Tests require 6/10 to earn full XP. You can retake as many times as you like.
🎯 Practice mode has no XP penalty for wrong answers - it's a safe space to learn.
🔒 Shop items require both the XP cost AND the level shown. Save up and level up!
Module Test
10 questions · +100 XP for passing
Question 1 of 10 Score: 0
QUESTION 1
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0
out of 10
Well done!
Keep going!
+0 XP
earned this test

Practice Mode

🎯 Streak: 0 correct in a row
✅ No XP penalty for wrong answers · Unlimited attempts · Instant feedback
QUESTION
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Budget Buddy
🌍 0 XP earned

🌍 Real Life Challenges

Apply your skills in the real world. Complete challenges to earn XP.

This week's challenges
How it works
📋 Complete the challenge in real life, then tap "Mark complete" to earn your XP. Your teacher can see your progress.
🔄 New challenges appear each week. Completed ones stay on your record.